Secondly, find out all you can about the training that's involved. How long it will take, how much it will cost and can you actually afford to get the training needed, although you may be able to get financial assistance.

signage specialist However, when you're first starting out (and particularly with home/hobby business businesses) your initial focus should be to put something online. Then tell people about the site, include the web address on your business cards, include details in your literature and signage and so on.

First of all you may not be familiar with what billers or specialists do. The best way to find out what they do and if you would like the work is to visit a medical billing company or large medical clinic that keep the work in-house, and talk to the specialists there.

How many times have you filled out those little pre-approval cards that come in the mail and guarantee you a credit card? What you are really getting is a guaranteed offer to apply based on your credit. It does not mean you were approved it just means you pre-qualified for overall credit worthiness based on a prescreening that creditors do using the credit bureaus. Most of the time, you are denied after and stuck with yet another credit lowering inquiry. Don't fill these out unless you really think you qualify and need it. No one needs 100 open accounts anyway. Use your head. If you have bad credit and get an American Express offer, do you really think you will get it?

The study reports that we have healthier "peripheral fat" (limbs) and "unhealthy visceral fat (stomach)." According to a professor, "pay more attention to waistline fat rather than thigh fat". Oh sure, easy to for you to say; you probably look great in shorts. Oops. I digress.

This is another offer that literally bilks millions each year. Most of the major appliance stores and computer stores offer it with the tag line, of "Never pay for repairs" and again the odds of you using this out ways the justification of the fees. Extended warranties, promise for a fee to cover any mechanical failures should your regular warranty expire. How many times have you actually had a computer or refrigerator die the day the warranty expires? Rarely, most mechanical breakdowns will happen while the original warranty is valid. You are literally throwing your money away by signing up for these extended warranties. Unless the actual purchase is so grand that it warrants the additional coverage don't do it.

"Fat Thigh Benefits" (that expression will take some getting used to) are enhanced if one has a thinner upper body. Hmmm, thin top, heavy bottom. We're picturing as the future pinnacle of healthy body image those round-bottomed toys that don't fall over. Think Calista Flockhart above the waist and Kirstie Alley below.

Again, these are just well hidden ways to get you to pay more. Say you have an auto loan with your credit union or bank or even a credit card. The bank offers to do you a huge favor by letting you skip a payment during the holidays or if you are low on cash one month. What you are really getting is 30 to 60 days of unpaid interest added to your debt, which in the long run will add more to what you owe and take you longer to pay off. Solution? Don't do it. You can come up with the money each month as you always have if you curb spending and pay your bills out of a well-defined budget. Living on borrowed money does nothing for you.